Katy, Texas is not near the coast, not in a flood zone, and not below sea level, however there is the potential for the accumulation of rain run-off water, high winds, and tornadoes.
In 1983 Hurricane Alicia hit Katy. This was a Category 3 storm with sustained winds of 60 miles per hour, and even higher gusts. There was structural damage, and trees were ripped out of yards.
In 2008 Hurricane Ike, with Category 1 winds, affected Katy with downed fences, roof damage, power outages, lost phone service, and fallen trees, tree limbs,and signs.
It is best to be prepared. Check out “Are You Ready? An In-depth Guide to Citizen Preparedness (IS-22)” at www.fema.gov/areyouready/.